Auto Loans
Auto Financing Options
Choose the right fit for your vehicle purchase.
New Car Financing
Buy a brand-new vehicle or a used vehicle up to 2 years old with lowest rates and flexible amortization options.
- Rates from 4.99% APR
- Flexible terms up to 84 months
- Up to 100% financing for qualified buyers
- Seamless dealer checkout processes
Used Car Financing
Finance pre-owned vehicles up to 10 years old. Get competitive fixed rates that keep monthly costs predictable.
- Rates from 6.49% APR
- Terms ranging from 24 to 72 months
- Fast vehicle valuation reviews
- Refinancing options for existing loans
Current Auto Lending Rates
Predictable rates structured to help you save.
| Vehicle Type | Term Range | Estimated APR from |
|---|---|---|
| New Vehicle | 24–36 Months | 4.99% APR |
| New Vehicle | 48–60 Months | 5.49% APR |
| New Vehicle | 61–84 Months | 5.99% APR |
| Used Vehicle (≤5 yrs) | 24–60 Months | 6.49% APR |
| Used Vehicle (6–10 yrs) | 24–48 Months | 7.99% APR |
Subject to credit approval. Actual interest rates will vary based on vehicle age, loan term, and buyer credit profile. Rates are subject to change.
Auto Financing Benefits
Why finance your car with Sylla Trust?
Fast Online Application
Submit your auto credit application in under 5 minutes online and receive an approval response in minutes.
Competitive Fixed Rates
Avoid balloon payments. Our auto loans feature fixed monthly payments that remain unchanged for the entire term.
No Prepayment Penalties
Pay off your car loan early or make extra principal payments whenever you want without incurring fees.
How it Works
Drive away in 3 simple steps
Get Pre-Approved
Apply online to lock in your rate range and understand your maximum purchasing budget beforehand.
Choose Your Vehicle
Shop with confidence at any franchise dealer or private seller knowing your funding limit is verified.
Finalize & Drive
Provide vehicle details to finalize closing documents, and we will wire the dealer payment directly.
