Savings & CDs
Savings Options
Accounts designed to accelerate your growth.
Standard Savings
A simple savings account to set aside funds for unexpected events. Ideal for maintaining a modest reserve with complete liquidity.
- 0.50% APY
- No monthly fee with $100 balance
- Free digital banking tools
- 6 free withdrawals per month
High-Yield Savings
Watch your money compound faster with our premium high-yield option. Specifically designed for larger balances to earn competitive returns.
- 2.15% APY
- $1,000 minimum opening deposit
- No monthly fee with $5,000 balance
- Automatic savings transfers
Certificates of Deposit
Lock in a guaranteed high-yield rate with a traditional fixed-term CD. Perfect for goals that are 3 months to 5 years away.
- Up to 4.75% APY
- Terms from 3 to 60 months
- Fixed rate guaranteed for the term
- Low minimum deposit requirements
Current Certificate of Deposit Rates
Lock in a guaranteed rate with Sylla Trust Bank CDs.
| Term | Interest Rate | APY | Minimum Deposit |
|---|---|---|---|
| 3 Months | 3.25% | 3.30% APY | $500 |
| 6 Months | 3.75% | 3.82% APY | $500 |
| 12 Months | 4.25% | 4.34% APY | $1,000 |
| 24 Months | 4.50% | 4.60% APY | $1,000 |
| 36 Months | 4.65% | 4.76% APY | $2,500 |
| 60 Months | 4.75% | 4.87% APY | $2,500 |
APY = Annual Percentage Yield. Early withdrawal penalties may apply. Rates are subject to change.
Peace of Mind
Why savings with Sylla Trust is secure
FDIC Insured
All individual savings accounts and CDs are fully FDIC insured up to $250,000, ensuring your principal remains safe.
Zero Risk Growth
Unlike market-exposed investments, savings and CDs feature guaranteed fixed rates. No risk of loss.
Early Out Penalty Options
Select CD accounts feature unique, penalty-free early withdrawal options to accommodate unexpected needs.
Step-by-Step
Grow your wealth in 3 steps
Choose Account
Select Standard Savings, High-Yield Savings, or a CD term that aligns with your goal timeframe.
Fund Your Account
Transfer funds securely from another financial institution or deposit paper checks directly via our mobile app.
Watch it Compound
Sit back and monitor daily earnings through your online dashboard as your balance grows consistently.
