Flexiloan Credit Line
Flexiloan Features
Why it's smarter than a standard loan
Pre-Approved Limit
Receive a pre-approved borrowing threshold based on credit profiles and account relationships.
Instant Draw-Down
Transfer funds immediately to your checking account in seconds via our online banking portal.
Interest on Used Amount
Pay interest only on the specific amount drawn down. Leaving limits undrawn costs absolutely nothing.
Revolving Credit
Your available borrowing limit restores automatically as you pay down outstanding balances.
No Fixed EMI
Structure your repayments flexibly based on cash availability instead of rigid monthly requirements.
24/7 Portal Access
Request limit increases, view historical statements, and make payments online at your convenience.
Who Qualifies?
Simple Eligibility Standards
- Minimum Age: Must be 18 years or older with valid government identification.
- Monthly Income: Verify a minimum regular monthly deposit of $2,000.
- Banking Relationship: Have at least 12 months active checking history with any FDIC institution.
- Credit Status: Maintain a clean credit bureau rating with no active defaults.
- Identification: Provide proof of US residence and a valid Social Security Number.
Step-by-Step
How to activate your credit line
Submit Application
Apply online within 5 minutes. Enter your income details and authorization for credit bureau validation.
Get Approved
Receive your maximum pre-approved borrowing threshold and terms immediately upon verification.
Draw Down Funds
Access your revolving credit line 24/7 through online banking, transferring cash to checking instantly.
