Home Mortgages
Our Home Loan Options
Flexible programs matching your unique home ownership dreams.
30-Year Fixed
Enjoy stable, predictable principal and interest payments that will never increase over the entire 30-year lifetime of your home loan.
15-Year Fixed
Build equity at a significantly faster rate and save thousands in total interest payments with a shorter amortization timeline.
Adjustable Rate (ARM)
Benefit from lower initial interest rates and payments, ideal if you plan to relocate or refinance within 5 to 7 years.
FHA Loans
A federal-backed option allowing down payments as low as 3.5%, tailored specifically for first-time home buyers.
VA Loans
Exclusive home loans for veterans, active service members, and eligible spouses featuring $0 down payment requirements.
Jumbo Loans
High-limit financing solutions tailored for luxury real estate purchases exceeding standard conforming limit thresholds.
Mortgage Process
Five steps to opening your front door
Pre-Qualify
Establish your budget limits and get a pre-approval letter in minutes.
Application
Identify your property, lock in your rate, and submit asset details.
Processing
Our coordinators verify credit records and schedule a home appraisal.
Underwriting
Local underwriters review structural risks for final approval clearance.
Closing
Sign final closing papers, settle fees, and receive your home keys.
$2.1B
Total Mortgages Funded
97%
Customer Satisfaction Rate
21d
Average Closing Timeline
12+
Years in Home Lending
Happy Homeowners
What our mortgage clients say
"As first-time home buyers, we had endless questions. Our Sylla Trust advisor walked us through the entire FHA process, securing our closing in exactly 19 days. Phenomenal support!"
- Michael & Sarah G.Homeowners in Brooklyn
"We refinanced our 30-year mortgage into a 15-year fixed rate. The interest savings are immense, and the lack of out-of-state red tape made the entire application fluid."
- Linda & Thomas D.Refinance Clients
